What can I do at work?
There
are several types of flooding that should be considered in preparing
for flood hazards in Hawaii. Floods can be associated with stream
and channel overflow associated with heavy rains or a flash
flood. Flooding can also occur with several other hazards such
as tsunamis or hurricanes and wind storms that drive water inland
and release heavy rains.
Businesses
can be greatly impacted by floods. It is estimated 43% of businesses
never reopen following a local disaster, such as a flood.
Therefore,
it is important business owners take proactive steps to protect
their business, because they are a vital part of the community.
Condominium
owners and large apartment buildings operate as businesses,
and for the purpose of mitigating actions and flood insurance,
it is important to refer to the actions described in this section.
The
Small
Business Administration (SBA) and the Institute
for Business & Home Safety (IBHS) suggest that small
business owners develop a Disaster Plan that includes mitigation
activities. These activities are divided into the following
categories:
Links
for additional information are provided at the end of this
page.
Facilities
(Buildings & Equipment)
-
Elevate the main breaker or fuse box above the anticipated
flood level in your business, so that floodwater won't damage
your utilities. All electrical wiring and plumbing should
be carried out by a professional contractor, licensed to
work in your state.
Click
here for more information.
-
Add a waterproof veneer to the exterior walls and seal all
openings, including doors, to prevent the entry of water.
Changes to the foundation of your house must be done by
a licensed contractor, who will en-sure that the work is
done correctly and according to all applicable codes. This
is important for your safety.
Click
here for more information.
-
Clear Debris away from your building to prevent large objects
from smashing into the side of your building.
-
Install check-valves to prevent water from entering where
utility and sewer lines enter the facility. Changes to the
foundation of your house must be done by a licensed contractor,
who will en-sure that the work is done correctly and according
to all applicable codes. This is important for your safety.
Click
here for more information.
Operations
-
Purchase a backup generator to maintain full operations
or critical functions such as refrigeration, lighting, security
systems, and computer control in the event of a power failure.
-
Have back-up vendors and shippers in place in case your
primary ones are disabled. Set up relationships in advance
and maintain them.
Critical
Information and Communication
-
Make backup copies of all critical records such as accounting
and employee data, as well as customer lists, production
formulas, and inventory.
-
Keep a backup copy of your computer's basic operating system,
boot files, and critical software.
-
Store a copy of all vital information on-site and a second
in a safe off-site location. Make it a critical part of
your routine to regularly back up files.
-
Make pre-arrangements with computer vendors to quickly replace
damaged vital hardware. Keep invoices, shipping lists, and
other documentation of your system configuration off-site
so you can quickly order the correct replacement components.
-
Maintain an up-to-date copy of phone numbers, computer and
Internet logon codes and passwords, employee phone numbers
and other critical information in an accessible location.
-
Develop an employee "telephone tree" to rapidly contact
employees in an emergency.
Insurance
- Purchase flood
insurance to cover the value of your business and/or its
contents. Whether you live in a flood zone or not, you can
purchase flood insurance. If you have a flood insurance
policy, you can be reimbursed for all your covered losses,
even if a disaster is not declared federally.
- No standard
building insurance policies contain flooding coverage. Vehicle
flooding is covered by comprehensive automobile insurance.
National
Flood Insurance for buildings and their contents can
be purchased through local companies but must be procured
at least 30 days prior to a flooding event.
- Consider "business
interruption insurance" that assists you with operating
needs during a period of shutdown. It may help you meet
payrolls, pay vendors, and purchase inventory until you
are in full operation again.
- Be prepared
for the extraordinary costs of a disaster such as leasing
temporary equipment, restoring lost data, and hiring temporary
workers.
- Don't assume
that, just because it never happened before, it never will.
For
more information you can visit the following websites: